[Kirby]

Thanks Mark, I will stick with this policy. I’ve tried to find info about their claims and how well they service people, but I was unable to find any.

[Archived]

We just moved from SC to F.L We went from National Interstate (no longer covering RVs as I understand it) with agreed value to Safeco with agreed value in FL. About the same price but not cheap. Easy to do.

[needtocamp]

I went through Miller for my coach and have a agreed value policy through Progressive. My policy is $1,4000 and just received my policy for the next year and I’m happy to say it hasn’t gone up.

Harry

[Doug]

Traveling through Newfoundland last summer, traveling trough construction a rock hit the passenger side windshield an another hit side window. Contacted Miller and was directed to National General directly. This was the same time the HURRICANE was hitting Florida. National General directed me to a contractor who handles windows. With poor cells service in Canada and could not get back to same service advisor it became very frustrating. Called. Miller Agency she stated it is the customer who had to work the claim. Finally got a claim number. Since we where in Canada and my simple way of thinking Provost service center in Quebec City was a good place to have work performed. According to National General, Provost is not a approved service center.

To make this a little shorter, Provost did the replacement, I paid and National General reimburse.

I renewed my policy with progressive through FMCA. agreed valuation for less premium.

Larry and Miriam Nelson

2002 XLII Vision

2012 Honda CRV

HURRICANE, Utah

[Bob]

Contacted Miller twice for a quote, never returned by call or email. Guess they don’t write in Missouri.

Roy

[Jim]

Hey Roy, Maybe it will help if you have a name. Ask for Roxanne, she was a great help to me.

Harry

[Kit]

Hi everybody, this is Jill – Andy’s better half. We spent the winter in Tucson and liked it well enough that we ended up registering our 1999 Prevost Country Coach and our toad in AZ. When we contacted Miller about the necessary insurance changes they quoted us $62000/yr through Progressive for agreed value! This is the same coverage we currently have, just moved to AZ. Yikes! In Michigan, which has the highest insurance rates in the country, our premium was about $4800. We are full-timers – we don’t have any home, apartment, etc., to go back to or to attach the liability part of insurance to, so I do know that our insurance is more costly than when we were “land-based”. We have one ticket between us in the last forever number of years and no accidents. So, a couple of questions for the community..

(1) Has anyone heard that AZ is a very high-cost state for MH insurance? Roxanne from Miller told me that this is the case, but would be interested in hearing from others with information on that point.

(2) I read through all of the comments about agreed value vs accepted value. As I mentioned we currently have agreed value. However, Roxanne told me that if one has a current professional appraisal (which we do) that the insurance company will go by the appraisal if one has accepted value. Hmmm, am I missing something?

(3) Roxanne told me that within the last very short amount of time (didn’t mention the number of days but I took her to mean maybe since the beginning of March) that National General stopped writing new insurance for Prevosts. Are there any other companies – perhaps through Overland or one of the other highly-regarded agencies – that write full-timer insurance for Prevosts?

(4) Does anyone have any suggestions that might help us reduce the cost of our full-timer’s insurance while staying with reputable agency that knows how to deal with Prevosts?

[Archived]

Jill,

That’s interesting, Explorer told me Florida is the highest rated state.

My renewal is coming up May 12th and like others, it will be Safeco since National got out. My FL premium for 250K stated value remains the same as last year at 30490. I’m going to shop it just to be sure there aren’t better options out there.

Don’t know what your using for stated value, but sure looks really high to me.

[Art]

I think full timing combined with what is the lack of secure inside storage is what jacks up premiums. But I agree that shopping it might be prudent.

[Marius]

FYI – I spoke to Overland today and they informed me any quote they do for Prevosts will be Safeco. So if your renewal is with Safeco, they can’t be of any help.

[Jonathan]

FYI, I got my renewal from Safeco. It’s an annual policy based off agreed value in North Florida and enclosed was a hefty rate increase. It is based solely off of a company rate increase.

[Archived]

Hi Group,

I Had National…..now Safeco.

I am based in Ft. Lauderdale area, we have an agreed value of

128k at a cost of $21000 @ year for fulltime.

Jonathan Fine
96/97 XL Royale # 201

[Rocky And Tonya]

I’m in Fort Lauderdale also. Agreed Value $475,000 @ $5,400 for full time through Safeco. It actually dropped $300 from National Interstate.

I checked with Explorer and a new policy for same terms through Progressive was over $9,000. Yikes! Marlene told me to keep my current policy.

I also looked at getting my insurance through my other home in New York but Explorer doesn’t write NY any longer because of too little business.

[Michael]

Thanks for all the feedback. Looks like the only company that will insure people in our situation is Progressive. We will increase our deductible substantially to get the premium down.

[David]

We just went through the insurance tussle when I sold my ‘15 Dutch Star and added the Marathon. Was paying Progressive 14500 for ACV on the DS. I have the ‘08 Marathon on agreed upon value of $500K with them and yearly premium is $32XX. I could have it for $2600 on an ACV policy. I’m more comfortable with agreed value. Oh yeah, I’m in NY State. – Ron