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Pizzmeoff!!
This is probably not the best place to post this however it needs to be said and many of us could be in the same boat!
So this AM I pull into a gas station in my truck to buy a little go juice, stick my card into the pump and it comes back “DECLINED”, report to the office inside.
I go inside and they run that card again, declined! I call the number on the back of the card and fairly quickly I am talking to “Todd”, in India! He informs me that I have surpassed my card limit from my earlier in the day purchase in Tahiti…12,000 dollars to the Tahiti Club! I tell Todd, he I am in Arizona, not Tahiti…….he say OH! This must be fraud (where did you park the squad car, Dick Tracy)
From what I was able to cyhper from Todd, my card number is one or could be one of those compromised by Home Depot….course I was the last to know!
So now, here we go again, just like the Target scam! They send me a new card, my wife and I always travel a bunch so we have automatic on everything…they cancel the card. The merchant who bills the card monthly doesn’t care…..
So what am I saying…watch out everyone, it is happening again. I gather from Todd (gawd) that today has been a banner day….any suggestions! Mad as hell and I do not want to take it anymore…….
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10 Replies
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I got a email from Home depot, offering 1 year free Idenity theft protection.
Check their home page
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Fess up, we know you were in Tahiti.
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So sorry — that’s awful. This is why I’m so anal and check any credit card accounts online every day. 🙁
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Steal a fresh card every day, and use it before the rightful owner can get it cancelled. That’s what I do.
Actually we have run into this issue on a couple of occasions. Every time our cards were compromised it was the credit card company that told us of the problem, wiped out all the fraudulent charges, and sent new cards. Apparently they all have algorithms that alert for fraudulent use because in each case they knew we were not the ones using the cards.
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I think that is what happened in my case, it was all happening at once…. I stick my card in to buy gas in Arizona and at the same time, or very close to it, someone in Tahiti is having a field day. Not more than 30 minutes after talking to Todd, I get a call from a westerner at the credit card provider who asks me if I just spent $$$$ in Tahiti.
Point remains a credit card being compromised is infinately better than being robbed at gun point, better than someone using your debit card and zeroing out you bank account….and yes, the card companies are watching. Still it remains to be a pain to go back through and change all the card numbers with various vendors, usually requires in many cases 30 or so minutes of listening to “you call is very important to us”, “please continue to hold”.
I think everyone will agree that these kinds of events should not be happening…we are all victims. It is a sorry testimonial on our “modern” way fo life!
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We have one credit card that is only used for subscriptions and other similar recurring charges. We never use that card (or even carry it) for store/resturant/fuel type purchases.
If the heavily used card gets compromised, it gets replaced without messing all the auto pay stuff.
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If we were to return to the times of yesteryear there would be some things that would be a return to better times, like when customer service really was. When you called a company you always got a person and did not have to press 1 for English or hear how important your call is and that it will be answered in the order in which it was received.
On the other hand I really like shopping by having the entire internet as my store, and using a few key strokes to get what I want usually the next day. That is possible because of credit cards.
I like not having to change spark plugs or points once or twice a year. I don’t like having a car that requires a computer to drive or repair although reliability is much greater.
I remember when the doctor made house calls. I remember when milk was delivered to the milk box. I remember when the milk froze and the cardboard cap was lifted off the bottle. And the bottle was glass. And you had to shake the milk to mix it.
I remember when TV was 3 channels and service was provided by “rabbit ears” antennas.
But times have changed and without credit cards we would have to carry a whole lot of money just to fill the tank or get the week’s groceries.
The time will come (I’ll stick my neck out and make this prediction) that the ultimate cure for the credit card thefts and identity theft will be a finger print or retina recognition. When that time comes the crooks will cut off your finger.
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Good idea Les, only troublesome thing is no one is willing to state how these credit cards are being compromised. Should they know then they are not saying, what is safe to assume is anything that can be hacked sooner or later will be hacked. Target, Home Depot are really only the eye of the needle, makes one wonder how many places or businesses have given up your data accidently. This latest round with me shows charges to offshore, much more difficult to prosecute than say someone who gets a card number and goes down to Sears and buys a new vacume cleaner…….then signs up for the extended warranty.
Jon you could probably change a set of plugs and points in 30 minutes….now lift the hood and close it again! What can you do under the average new automobiles hood but look. And all that great plastic everywhere..whats that all about? Military called them depot level changes, bad engine part show up on an airplane and rather than changing the faulty component….change the entire engine, same thing with new cars.
Customer service, what’s that? Truthfully that is the result of the consumer not insisting upon it and the fact that we have been reduced to the lowest common denominator and accepted it……end result, it is now not only tolerated its expected. When was the last time anyone counted your change back for you? When was the last time that even in a fine restaurant the “server” brings the entree and asks “who had the salmon?”, no excuses! Better yet, a lady is still eating and the “server” removes dishes from the other table guests…… Today in many a venue, a two button suit is a pair of Ben Davis coveralls, an a formal dinner is one where its ok to wear a wife beater t-shirt and go aheads…..
You mentioned television….one of the few consumer items that has fallen in price over the years. Say anything? During the early 60’s a new car could be purchased for far less than 30000 while a new RCA Color Television was nearly 10000. Run that comparison today and it becomes easy to understand………. Yes we will all soon be watching The Real Houswives of Atlanta, or Naked and Afraid, Cops, or some hyped up news channel…John Cameron Swayze is rolling over in his grave!
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I contacted Home Depot and within 8 hours I was covered by the program that they have to address this ID Theft thing and associated issues! Apparently they know who shopped at their stores during that time frame as it took just a bit of time to get the nod.
While nobody enjoys this kind of thing, I can say that the Home Depot went above and beyond the call of duty and I am pleasantly surprised.
Remember if you shopped at the Home Depot over the past 12 months for anything, and you used plastic to pay for same…..Home Depot will provide this service to you for the next twelve months without charge through All Clear. One may be lucky and may not be impacted by this breach however, this is something that may save countless hours of aggrevation and well worth the few minutes of your time.
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did you have the car dealerships in the LA area? If so, I was your IBM repin about 1967
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