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RV Insurance
Just wanted folks to know how great an experiance I had with the Miller Insurance Agency yesterday, one of our advertisers.
Really great competitive rate on my coach and looking forward to doing business with them, well, hopefully not too much business, meaning I don’t want to have to file any claims.
Thanks to Stevia for making it easy.
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18 Replies
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We had exactly the same experience and they were the most competitive out of three companies that I checked.
Also, you can take the AARP computer safe driving course to get an extra discount on your RV insurance and for your cars (Miller Insurance recommended); It’s an 8 hour course that you can start and stop at your leisure. You just need to finish within 30 days.
I worked on the course a couple of hours a night for 4 nights. Once you are finished, you can download a certificate that is good for 3 yrs. I thought the course was rather interesting and we save $1,000 a year on the RV insurance alone.
Mark
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We’ve been customers with Miller In for 10 years beginning with the bus. Later adding five cars and 5 aairstreams to multiple policies. Marlene, Stevia and the rest of the Staff at Miller are great people. I’m on voice recognition with Marlene, not for claims, just for the bus, cars, and now the house.
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Miller’s sounds like the way to go. I’ve done all my insurance with USAA for 35 years, but I understand I would have to use Progressive for an RV. When researching, did anyone get quotes from Progressive?
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If you call an insurance company or an agent and you tell them you want to insure a Prevost conversion and the phone goes silent for a while because the person on the other end is trying to figure out what you just asked for, just hang up.
Don’t say the words RV or motorhome because that will conjure up images of a 30 foot Winnebago and you will end up with an insurance company that thinks Camping World is a good place for repairs.
There are very few insurance companies that will actually cover a Prevost conversion and none of them have names you recognize, despite what Flo may want you to believe.
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Sounds like I need to call Miller. I’ve got Progressive and I’ve been worrying about that exact thing.
In the bus conversion world (home built), they always say don’t mention BUS or CONVERSIONS, but say RV. Because most companies will not insure a home built bus conversion. Of course, that may cause a problem if they ever actually have a claim.
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State Farm insures my coach. I have several other friends who also insure their Prevost through State Farm. I checked Miller and several other Rv specialty insures last year. State Farm substantially beat their rates in my case. Coverage appeared to be apples and apples.
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I am six months into my present policy. Plan to get quote from Miller, but also want to get a quote from National Interstate. Does anyone have any recent experiences with National?
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They were my original insurer when I bought the coach.
Never had any claims so I can’t give you much insight.
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I had National Interstate when we had the coach fire. They were outstanding to deal with.
As to the use of State Farm or any other insurer who will give you an apples and apples quote just remember one thing. If they don’t know what a bus conversion is you might be in a world of hurt if you are thinking chassis repair work is going to go to the closest Prevost service center or Prevost approved paint and repair shop and they are thinking the local RV repair shop. If you think this is an issue the next time you are parked next to a new RV compare your 10 or 15 year old multiple layer, smooth as glass high tech finish with the quality level of the RV. Then look at the different construction methods used to built an RV (place a framed up box covered with fiberglass panels on a truck chassis) compared to the highly sophisticated monocoque chassis structure on a Prevost.
You are going to get what you pay for.
If you do bend some metal hope it did not affect the house because your problems just increased exponentially starting with explaining why neither the Camping World repair shop or Prevost is qualified to deal with the conversion.
Conversion?????? What’s a conversion?
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I just renewed my Explorer/Naitonal, policy decreased 3000 from last year on stated value.
I realize Explorer and Miller write for National, but talk to both, you may be surprised.
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Miller Insurance writes for National Interstate. That’s who we have.
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After dealing with both Geico and Progressive I wound up with National Interstate through the Explorer RV Insurance Agency. Got Coach-Net with it. Price was very reasonable compared to others. Also, I had carried AAA Rv Plus for years and found out that I really had no coverage because they don’t cover RVs over 33 feet in length and don’t cover towed vehicles or trailers. I highly recommend the Exploreer RV Insurance Agency and National Interstate.
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“Also, I had carried AAA Rv Plus for years and found out that I really had no coverage because they don’t cover RVs over 33 feet in length and don’t cover towed vehicles or trailers”
We signed up for AAA RV service when we started racing in 2005. Second trip with Suburban, trailer, and race car the alternator failed. AAA put the Suburban on the roll-back and the trailer on the stinger. Hauled us 25 miles to a shop no charge.
When we were locked out of the toad at the Tampa RV Super Show in January we had AAA come and unlock the toad. Then battery was dead, AAA started the car. No charge.
With two cars, Suburban, and race trailer, I wouldn’t go without AAA RV service.
We have our insurance through Miller also and the price is very reasonable.
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I’m putting together my budget for later this year as we begin our travels.
Can someone give me a rough estimate what insurance through Miller, Explorer, or National would cost on an RV in the $200K range?
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T&C, 1600-2200
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